Open Banking payments

Get paid faster with Instant Bank Payments.

Make it easy for your customers to pay you quickly, easily and securely with Instant Bank Payments.

A Clear Books invoice on mobile with a Pay now button
Payment received
Invoice marked as paid

Open Banking via Plaid · Regulated by the FCA

FCA-regulated Open Banking Paid into your own bank account No lengthy setup
Why Instant Bank Payments

Make payments simple and easy for your customers.

Instant Bank Payments with Clear Books helps you get paid faster, enabling your customers to pay you directly via bank transfer.

Improve your cash flow

Make it easier for your customers to pay you instantly, no more waiting for your customers to make payments.

Get started straight away

No lengthy application forms or setup processes. Start taking payments without the wait.

Straight to your account

Payments go straight from your customers to your existing business current account , no middle step.

How it works

Get paid in just three simple steps.

With Instant Bank Payments, your customers can pay you easily, directly from a button on their invoice. From here, all they need to do is just three simple steps.

1

Select their bank

Your customer chooses the bank they want to pay from.

2

Securely authorise

They securely authorise with their bank, using their own mobile banking app or online banking.

3

Confirm payment

They confirm payment. It's that simple!

A Clear Books invoice on mobile with a Pay now button
Pay now · secured online
Invoicing

Send invoices with a 'Pay now' button.

Email invoices to your customers. From the email, they can click the 'pay now' button to pay securely and quickly online.

  • Email invoices with a built-in 'pay now' button
  • Customers pay securely and quickly online
  • They can also download to PDF
  • Or use the QR code to pay using their mobile
Try it free
On the spot

Take payments on your mobile.

From the Clear Books app, you can show your payment QR code to your customer. They can scan the QR code with their mobile, and pay instantly on the spot using Instant Bank Payments.

Explore the mobile app
Showing a payment QR code on Clear Books Mobile for an Instant Bank Payment
Scan to pay
Safe and secure

Safe and secure payments.

Instant Bank Payments is a safe and secure method of payment. Making a payment through Instant Bank Payments offers the same level of security and protection as making a bank transfer directly through your bank.

Bank-grade protection

The same level of security and protection as making a bank transfer directly through your bank.

Powered by Plaid

Security is our priority, Instant Bank Payments is available via Plaid, a world leading Open Banking platform.

Regulated by the FCA

Plaid is regulated by the Financial Conduct Authority, so your payments are handled on a trusted, compliant platform.

A paid invoice automatically reconciled against the bank account in Clear Books
Invoice marked as paid
Auto-matched to bank
Less admin

Save time and automate your bookkeeping admin.

Instantly know when your invoices are paid. Once your customer pays an invoice using Instant Bank Payments, it is automatically marked as paid in Clear Books, updating their customer statement.

Payments from bank statements are then automatically matched against your bank account, saving you time and minimising business admin.

Get paid faster

Try Clear Books free for 30 days.

Clear Books is award-winning online accounting software designed for UK small businesses. Start your free trial and make it easy for your customers to pay you.